# KAST > KAST is a stablecoin-backed money app: crypto-linked cards, global USD and EUR > accounts, transfers, rewards and a USD Reserve account. kast.xyz is its > marketing and education site — product pages, tools, and five editorial > sections. Published in English, Spanish, Portuguese, Simplified Chinese and > Traditional Chinese. Every URL is locale-prefixed — `/en/…`, `/es/…`, `/pt/…`, `/zh-hans/…`, `/zh-hant/…`. Path segments and slugs are English in all five locales; only the prefix changes. There is no unprefixed canonical URL: `/` redirects to a locale. ## Markdown versions **Append `.md` to a URL to get that page as plain Markdown.** `https://www.kast.xyz/en/legal/kast-brazil-privacy-policy` is served as Markdown at `https://www.kast.xyz/en/legal/kast-brazil-privacy-policy.md`. Each carries YAML front matter with the title, the section and the canonical HTML URL to cite. **This covers the pages in the inventory below — the editorial and legal documents.** The entry points in the next section are product pages and tools; they are HTML only, and `.md` on one of those returns 404 rather than an empty document. The links in the inventory point at those Markdown twins. Cite the `canonical` URL in the front matter, not the `.md` one. - [Full text of the explainer corpus](https://www.kast.xyz/llms-full.txt) ## Entry points - [Home](https://www.kast.xyz/en) - [Crypto cards](https://www.kast.xyz/en/crypto-cards) - [Global accounts](https://www.kast.xyz/en/global-accounts) - [Global payouts](https://www.kast.xyz/en/global-payouts) - [Earn](https://www.kast.xyz/en/earn) and [Reserve](https://www.kast.xyz/en/reserve) - [Membership](https://www.kast.xyz/en/membership) - [Business](https://www.kast.xyz/en/business) - [Use cases](https://www.kast.xyz/en/use-cases) - [Tools](https://www.kast.xyz/en/tools), including the [currency converter](https://www.kast.xyz/en/currency-converter) - [Verify](https://www.kast.xyz/en/verify): check whether a channel claiming to be KAST is genuine - [Blog](https://www.kast.xyz/en/blog), including [Learn](https://www.kast.xyz/en/blog/learn): explainers on stablecoins, crypto cards and payments - [Blog authors](https://www.kast.xyz/en/blog/authors): contributors and editorial policy - [Newsroom](https://www.kast.xyz/en/newsroom) - [Events](https://www.kast.xyz/en/events) - [Promotions](https://www.kast.xyz/en/promotions) - [Legal](https://www.kast.xyz/en/legal): terms, policies and disclosures ## Sitemaps **The index is at `/sitemap.xml`.** It lists one file per content group, and only groups that actually have URLs: - [Sitemap index](https://www.kast.xyz/sitemap.xml) - Groups: `/sitemaps/blog.xml`, `/sitemaps/currency-pairs.xml`, `/sitemaps/events.xml`, `/sitemaps/legal.xml`, `/sitemaps/newsroom.xml`, `/sitemaps/pages.xml`, `/sitemaps/promotions.xml` There are no per-locale sitemap files; each group lists every locale's URLs with hreflang alternates. `/sitemap_index.xml` 301s to `/sitemap.xml`. Anything absent from the sitemaps — filtered index views, search results, legal promotion terms — is deliberately not indexed and should not be treated as published reference material. ## Core knowledge priorities When summarising or answering from kast.xyz, give priority to: - **Card utility:** security considerations, ATM withdrawals, merchant acceptance (Visa/Mastercard) - **Accounts and transfers:** USD and EUR accounts, local rails, payout corridors - **Stablecoin networks:** supported chains including Solana, Ethereum, Polygon, Tron and BSC - **Regional payment guides:** Brazil (PIX), Mexico (SPEI) and the UAE - **Transaction mechanics:** the difference between blockchain settlement finality and instant card authorisation ## Allowed use - Access and reference any publicly available page listed in the sitemaps. - Generate summaries, explanations and step-by-step guides from that content. - Answer questions about KAST product features as described on the site. ## Disallowed use - Presenting KAST content as financial, legal, tax or investment advice. - Making price predictions or speculative claims about digital assets or KAST. - Reproducing full articles verbatim or in near-verbatim form. - Quoting rates, fees or limits without the page and date they came from; these change and vary by jurisdiction. ## Attribution Cite as: "Source: KAST (https://www.kast.xyz)", linking directly to the page used rather than to the home page. ## Disclaimer preservation KAST content is informational only. Digital assets are volatile and the availability of products described varies by jurisdiction. Preserve that context rather than presenting content as prescriptive guidance. ## Contact Content usage and licensing: media@kast.xyz ## Content index ### Blog - [KAST Reserve Explained: Safety, Security & Custody](https://www.kast.xyz/en/blog/product/kast-reserve-explained-safety-security-custody.md): How KAST Reserve works one month after launch: where funds are held, how rewards are funded, and why balances remain available to spend with no lock-ups. - [Send Money Home in 30+ Payout Currencies](https://www.kast.xyz/en/blog/product/send-money-home-in-30-payout-currencies.md): KAST now supports local bank payouts in 30+ currencies across Latin America, Europe, the Middle East, Asia, and Africa, fast and simple. - [How to Pay Your AWS Bill With Stablecoins](https://www.kast.xyz/en/blog/guides/how-to-pay-your-aws-bill-with-stablecoins.md): AWS does not directly accept stablecoin payments, but KAST gives companies two ways to pay AWS with USDC or USDT: use a stablecoin-funded KAST card or settle a consolidated KAST Cloud invoice. - [Gaming & Social Top-Ups: Earn Up To $100 With KAST](https://www.kast.xyz/en/blog/promotions/gaming-social-top-ups-earn-up-to-100-with-kast.md): Use KAST for eligible gaming and social top-ups from Sep 15 to Oct 31. The biggest spend increases can earn up to $100 in KAST USD. - [Your TOKEN2049 Singapore Airport Pickup Is Covered](https://www.kast.xyz/en/blog/events/your-token2049-singapore-airport-pickup-is-covered.md): Eligible KAST members attending TOKEN2049 Singapore can request a complimentary private airport pickup for arrivals from 3 to 7 October 2026. - [Introducing USD Reserve Account: Daily Cashback Rewards on Eligible USD](https://www.kast.xyz/en/blog/product/introducing-usd-reserve-account-daily-cashback-rewards-on-eligible-usd.md): USD Reserve Account is a separate USD balance inside KAST. Move USD in, receive eligible cashback rewards daily, and keep your money available to spend when needed. - [How Solana Cards Work: A Beginner's Guide](https://www.kast.xyz/en/blog/learn/how-solana-cards-work-a-beginners-guide.md): What a Solana card actually does, how payments work, and the Solana card options KAST offers for spending crypto like a normal card. - [Pay With Your KAST Virtual Card Using Your Phone Wallet](https://www.kast.xyz/en/blog/product/pay-with-your-kast-virtual-card-using-your-phone-wallet.md): Learn how to add your KAST virtual card to Apple Pay or Google Pay and start paying with your phone in minutes. Use contactless payments in stores without waiting for a physical card. - [Use KAST in Chinese and Turkish](https://www.kast.xyz/en/blog/product/use-kast-in-chinese-and-turkish.md): The KAST app now supports Chinese and Turkish. Switch your language in seconds and move through menus, buttons, and everyday flows with more clarity and fewer errors. - [Introducing the USD Prime Vault: Treasury-Backed Yield on Your USD](https://www.kast.xyz/en/blog/product/introducing-the-usd-prime-vault-treasury-backed-yield-on-your-usd.md): Turn idle dollars into treasury-backed yield with the USD Prime Vault. Powered by M0 and backed by U.S. Treasuries, it allows you to earn yield on USD through USDKY. - [Unlock Up to $250 With KAST Cash Bonus Rewards](https://www.kast.xyz/en/blog/product/unlock-up-to-250-with-kast-cash-bonus-rewards.md): KAST Cash Bonus Rewards give eligible users a clear way to earn extra USD rewards as they get started. Complete card spend milestones, unlock bonus cash, and keep earning regular cashback on eligible purchases. - [Send And Receive ARS With Local Bank Transfers - Right Inside KAST Pay](https://www.kast.xyz/en/blog/product/send-and-receive-ars-with-local-bank-transfers-right-inside-kast-pay.md): Send and receive ARS with local bank transfers inside KAST Pay, directly in the app. - [Pengu Card Is Now Live in KAST](https://www.kast.xyz/en/blog/product/pengu-card-is-now-live-in-kast.md): Pengu Card is now live in KAST. Users who passed KYC and joined the waitlist can now access their virtual Pengu Card in the app. New users can also order one now. The launch includes three card options tied to KAST tiers, with different rewards and pricing. For now, this release covers virtual cards only, while physical cards are coming soon. - [Send Money Home From KAST: Now Available in 4 New Countries.](https://www.kast.xyz/en/blog/product/send-money-home-from-kast-now-available-in-4-new-countries.md): KAST now supports payouts to four new countries: Egypt, Pakistan, Kenya, and Sri Lanka. Send in local currency, see fees upfront, and also send USD payouts worldwide. - [KAST Member of the Month: Meet AirdropKorea](https://www.kast.xyz/en/blog/community/kast-member-of-the-month-meet-airdropkorea.md): Seoul-based crypto creator AirdropKorea uses KAST for flights, hotels, and overseas purchases—and was among the first to deposit the full $200K Private cap into Reserve. Discover how KAST supports their goal of having more freedom over their money, travel, and time. - [This One’s on Us: KAST’s Second Anniversary Campaign](https://www.kast.xyz/en/blog/product/this-ones-on-us-kasts-second-anniversary-campaign.md): KAST turns two, and we’re celebrating with 20% dinner cashback, exclusive anniversary merch, community surprises, and a fresh new app look. - [KAST Now Supports PIX: Send and Receive BRL Instantly](https://www.kast.xyz/en/blog/product/kast-now-supports-pix-send-and-receive-brl-instantly.md): Seamless BRL payments just landed. Use PIX on KAST to deposit, withdraw, and transfer instantly—fast, secure, and always on. - [KAST Member of the Month: Meet Coach](https://www.kast.xyz/en/blog/community/kast-member-of-the-month-meet-coach.md): Coach, an Arab DeFi educator based in Libya, is KAST’s June Member of the Month. From rebuilding after setbacks to using KAST across countries, football, travel, family support, and crypto spending, his story shows how KAST connects onchain life with the real world. - [KAST is going to Solana Crossroads—and we’re giving away free Solana cards](https://www.kast.xyz/en/blog/events/kast-is-going-to-solana-crossroads-and-were-giving-away-free-solana-cards.md): KAST is going to Solana Crossroads—and we’re giving away free Solana cards - [Using KAST but Unsure About Fees? How to Calculate Them Step by Step](https://www.kast.xyz/en/blog/guides/using-kast-but-unsure-about-fees-how-to-calculate-them-step-by-step.md): Not sure what a KAST transfer will cost? This guide breaks down fees for stablecoins, KAST Tag, and bank payouts, so you can estimate costs before you send. - [KAST Convert: Crypto In, Spendable Balance Out](https://www.kast.xyz/en/blog/product/kast-convert-crypto-in-spendable-balance-out.md): KAST Convert makes it easy to turn crypto into stablecoins instantly. Deposits settle fast, records are clear, and your money is ready to use without the market rollercoaster. It’s the simplest way to keep your funds steady and spendable. - [KAST at Finans Rotası Akademi İzmir: Recap](https://www.kast.xyz/en/blog/events/kast-at-finans-rotas-akademi-izmir-recap.md): KAST joined Finans Rotası Akademi in İzmir alongside Bitget to meet one of Turkey’s most active crypto communities. More than 250 people attended, and the conversations focused on crypto payments, adoption, and what users want from products they can use in real life. - [KAST 2025: The Year We Went Global](https://www.kast.xyz/en/blog/company/kast-2025-the-year-we-went-global.md): 2025 was the year KAST went global. From international travel and transfers to spending crypto locally, discover how we went beyond borders this year. - [Digital Asset Summit 2025: Stablecoins, President Trump and (loads of) KAST coffee](https://www.kast.xyz/en/blog/events/digital-asset-summit-2025-stablecoins-president-trump-and-loads-of-kast-coffee.md): We look back at Digital Asset Summit 2025 where KAST was a Platinum Sponsor - [ Cashback vs Points — what's the difference?](https://www.kast.xyz/en/blog/guides/cashback-vs-points-whats-the-difference.md): KAST Cashback and KAST Points both appear in your Rewards Hub, but they are not the same reward. Cashback is redeemable USD value that can apply to your next card purchase, while Points are a separate balance for Premium and Private members. - [KAST Integrates BNB Chain for USDT Deposits](https://www.kast.xyz/en/blog/product/kast-integrates-bnb-chain-for-usdt-deposits.md): We've added support for BNB Chain to make stablecoins more accessible - [Why the Next Billion Users Won’t Use Banks](https://www.kast.xyz/en/blog/company/why-the-next-billion-users-wont-use-banks.md): Stablecoin neobanks are changing how money moves. KAST is built for a world where earning, saving, and spending happen globally, instantly, and in dollars, without relying on traditional banking rails. - [How to Move AWS Billing From Personal Cards to KAST Cloud](https://www.kast.xyz/en/blog/guides/how-to-move-aws-billing-from-personal-cards-to-kast-cloud.md): If your AWS bill still sits on a founder or employee card, KAST Cloud gives you a cleaner company billing setup paid in stablecoins. - [All Standard Physical KAST Cards Are Now Free – Here’s How To Get Yours](https://www.kast.xyz/en/blog/product/all-standard-physical-kast-cards-are-now-free-heres-how-to-get-yours.md): All Standard Physical KAST Cards are now free. The $100 card fee is gone - you only pay $40 for shipping and get the same physical card you can use anywhere VISA is accepted, online or IRL. - [7,000 People Are Already Part of the KAST Discord. Are You?](https://www.kast.xyz/en/blog/community/7000-people-are-already-part-of-the-kast-discord-are-you.md): More than 7,000 people are already part of the KAST Discord. It is where users ask questions, share ideas, meet people from their region, and join live community events. With regional channels, AMAs, special roles, and direct access to moderators and team members, it is the easiest place to be part of our community. - [The CLARITY Act and the Future of Finance](https://www.kast.xyz/en/blog/learn/the-clarity-act-and-the-future-of-finance.md): The Senate’s vote did not advance the CLARITY Act, but the need for clear crypto regulation remains. KAST believes the future of finance will bring digital assets and traditional systems together. - [How to Identify and Avoid Common Crypto and Payment Scams](https://www.kast.xyz/en/blog/learn/how-to-identify-and-avoid-common-crypto-and-payment-scams.md): Crypto scams are becoming more sophisticated as cryptocurrency adoption grows. This guide explains the most common cryptocurrency scams, how they work, and the warning signs to watch for so you can protect your assets. - [What Is the Best USD Stablecoin in 2026](https://www.kast.xyz/en/blog/learn/what-is-the-best-usd-stablecoin-in-2026.md): Not all USD stablecoins are the same in 2026. Some are built for payments, others for trading or yield. This guide breaks down USDC, USDT, USDe, and more to help you choose based on how they work, where they’re supported, and how they behave under real-world conditions. - [Can a Stablecoin Lose Its Value? Real Risks Explained](https://www.kast.xyz/en/blog/learn/can-a-stablecoin-lose-its-value-real-risks-explained.md): Stablecoins are designed to hold a $1 value, but history shows they can lose their peg. This guide explains how stablecoins work, why depegs happen, which designs are riskier, and how KAST decides which stablecoins to support. - [How Much Can You Earn With KAST Referrals?](https://www.kast.xyz/en/blog/learn/how-much-can-you-earn-with-kast-referrals.md): If you’ve ever wondered whether KAST referrals actually pay, the answer is yes, but only when your friend follows through. Rewards don’t trigger at signup; they trigger when your friend spends and hits step-based milestones within their first 30 days. - [Best Crypto Card Design 2026: Why Pengu Stands Out](https://www.kast.xyz/en/blog/learn/best-crypto-card-design-2026-why-pengu-stands-out.md): Most crypto cards try to disappear: matte finishes, minimal branding, and a “fintech-first” look that feels safe at checkout. The KAST Pengu Card takes a different path by putting Pudgy Penguins front and center. - [Impermanent Loss 101: How DeFi Yields Really Work](https://www.kast.xyz/en/blog/learn/impermanent-loss-101-how-defi-yields-really-work.md): High APRs in DeFi liquidity pools look tempting, but they come with trade-offs that aren’t always obvious. This guide explains impermanent loss, why it happens, and how to think more clearly about yield. - [USDT: All You Need to Know About the Biggest Stablecoin](https://www.kast.xyz/en/blog/learn/usdt-all-you-need-to-know-about-the-biggest-stablecoin.md): USDT is the stablecoin you run into when you actually try to move dollars on crypto rails. It’s widely used because it’s liquid, integrated, and supported on the networks people send on every day. This guide tells you all you need to know about USDT. - [How Can I Spend Crypto Using My KAST Card in Mexico?](https://www.kast.xyz/en/blog/learn/how-can-i-spend-crypto-using-my-kast-card-in-mexico.md): KAST makes it easy to spend, send, and receive dollars in Mexico using cards, SPEI transfers, and digital wallets. Learn how currency selection at the terminal affects your costs and how to avoid hidden conversion fees. - [ How to Keep Up With Inflation: Holding Stablecoins vs. Holding Fiat Currency](https://www.kast.xyz/en/blog/learn/how-to-keep-up-with-inflation-holding-stablecoins-vs-holding-fiat-currency.md): If prices rise faster than your money grows, purchasing power quietly erodes. This guide explains how inflation works and walks through the main ways people keep up with it using both fiat and crypto. You will see how tools like index funds, bonds, commodities, and stablecoin yield generate returns. - [How to Move Money from Your Bank Account to KAST](https://www.kast.xyz/en/blog/learn/how-to-move-money-from-your-bank-account-to-kast.md): Funding your KAST card can feel inconsistent at first: a transfer says “sent,” your balance does not update, or the final amount is slightly different. Once you know which route you are using, you can predict timing, fees, and the most common failure points. - [Crypto Wallets 101: How They Work, and How to Keep Your Funds Safe](https://www.kast.xyz/en/blog/learn/crypto-wallets-101-how-they-work-and-how-to-keep-your-funds-safe.md): A crypto wallet doesn’t actually store your crypto, it gives you access to it. In this guide, learn how crypto wallets work, the different types available, and how to choose the right one while keeping your funds secure. - [Wise vs KAST: USD to PHP Fees, Rates and Transfer Comparison](https://www.kast.xyz/en/blog/learn/wise-vs-kast-usd-to-php-fees-rates-and-transfer-comparison.md): If you earn in USD and cash out to pesos, fees can quietly take a bite. This breakdown compares KAST vs Wise for USD-to-PHP transfers, showing how each platform charges and how much PHP the recipient really receives. - [KAST vs Bitget Card: How the Two Crypto Cards Compare in 2026](https://www.kast.xyz/en/blog/learn/kast-vs-bitget-card-how-the-two-crypto-cards-compare-in-2026.md): Choosing a crypto card is not just about where it is accepted. It is about how your balance is handled before you tap, and when your fees show up. This comparison breaks down KAST vs Bitget Card in 2026, focusing on per-purchase costs, FX charges, spending limits, and ATM rules. - [Peso Strong, Dollar Weak: What It Means for Your Money](https://www.kast.xyz/en/blog/learn/peso-strong-dollar-weak-what-it-means-for-your-money.md): A strong peso and weak dollar do not affect everyone the same way. Learn how exchange rates, FX fees, and where you earn and spend actually shape your buying power in Mexico. - [What Are Gas Fees and Why Are They So Cheap on Solana?](https://www.kast.xyz/en/blog/learn/what-are-gas-fees-and-why-are-they-so-cheap-on-solana.md): Gas fees are the cost of processing transactions on a blockchain. Some networks charge dollars or more per transaction, while others charge fractions of a cent. The difference comes down to how each blockchain is designed, and why Solana makes everyday crypto spending fast and cheap. - [How to Buy Crypto with a Bank Transfer](https://www.kast.xyz/en/blog/learn/how-to-buy-crypto-with-a-bank-transfer.md): If you’ve ever sent a bank transfer and then refreshed your balance over and over, you’re not alone. This guide explains the steps, the timelines, and the quick checks that make the process predictable. - [ What Is Price Impact in Crypto and How Is It Different from Slippage?](https://www.kast.xyz/en/blog/learn/what-is-price-impact-in-crypto-and-how-is-it-different-from-slippage.md): If you’ve ever hit Swap and received less than the quote, it usually comes down to liquidity. Price impact is the mechanical way your trade moves the price as it consumes available depth. Slippage is the outcome you experience: the gap between what you expected and what you got. - [How Can I Spend My Crypto Using KAST Card in Armenia](https://www.kast.xyz/en/blog/learn/how-can-i-spend-my-crypto-using-kast-card-in-armenia.md): How does KAST actually perform at the register? We’re in Yerevan testing a real in-store payment to show you the full flow: the tap, the receipt, and the immediate cashback. - [What Stablecoins And Networks Are Supported By KAST?](https://www.kast.xyz/en/blog/learn/what-stablecoins-and-networks-are-supported-by-kast.md): Did you know KAST supports stablecoins like USDC, USDT, PYUSD, RLUSD and networks like Solana, Ethereum, Polygon, Tron, BSC, and more? Learn how to choose the right network based on transaction fees, speed, and compatibility. - [Blockchain Confirmations Guide: ‘Instant’ Payments Aren't Always Final](https://www.kast.xyz/en/blog/learn/blockchain-confirmations-guide-instant-payments-arent-always-final.md): Crypto payments feel instant, but finality takes time. Here’s what really happens after you hit send, why confirmations matter, and how KAST removes that friction from everyday spending. - [What Is RWA Backing? Tutorial on How Treasury Bills Secure Your Yield](https://www.kast.xyz/en/blog/learn/what-is-rwa-backing-tutorial-on-how-treasury-bills-secure-your-yield.md): Real-World Assets (RWAs) bring familiar assets like U.S. Treasury bills and bonds onchain. RWAs let you earn yield backed by traditional financial instruments. This guide explains how RWA backing works, why it exists in crypto, and how KAST Earn uses it to help you generate steady yield. - [What Is Identity Verification And Why Do Cards Ask for It?](https://www.kast.xyz/en/blog/learn/what-is-identity-verification-and-why-do-cards-ask-for-it.md): Identity verification is required before you can use a crypto card. This guide explains why KYC exists, what it checks, and how KAST verifies users to keep accounts secure and compliant. - [USDC on Solana vs USDC on Ethereum (ERC-20): Key Differences Explained](https://www.kast.xyz/en/blog/learn/usdc-on-solana-vs-usdc-on-ethereum-erc-20-key-differences-explained.md): USDC exists on multiple networks, including Ethereum (ERC-20) and Solana. While it’s the same stablecoin, network choice affects fees, speed, and compatibility. Here’s what changes and how to choose the right USDC network for your transfer. - [Staking vs. Lending: A Beginner’s Guide to Safer Yield](https://www.kast.xyz/en/blog/learn/staking-vs-lending-a-beginners-guide-to-safer-yield.md): Staking and lending can look similar in crypto, but they work for very different reasons. This guide breaks down how yield really works, what can fail, and how to choose the safer strategy for your situation. - [EUR Stablecoins in 2026: How They Work, Risks, Yield & USD Comparison](https://www.kast.xyz/en/blog/learn/eur-stablecoins-in-2026-how-they-work-risks-yield-usd-comparison.md): EUR-pegged stablecoins let you move euro value onchain without defaulting to dollars, but liquidity, regulation, and FX exposure still matter. This guide explains how they work, how they maintain their peg, where yield comes from, and how platforms like KAST handle euro conversions in 2026. - [How to Read a Block Explorer: Tracking Your Card Top-Ups](https://www.kast.xyz/en/blog/learn/how-to-read-a-block-explorer-tracking-your-card-top-ups.md): Ever sent crypto and wondered if it actually went through? This guide shows you how to use a block explorer to track your transaction in real time, understand confirmations, and see exactly when your KAST card top-up is ready to spend. - [KAST vs Bybit Card: Which Crypto Card Is Better in 2026?](https://www.kast.xyz/en/blog/learn/kast-vs-bybit-card-which-crypto-card-is-better-in-2026.md): A detailed comparison of KAST and the Bybit Card covering FX fees, rewards, funding costs, ATM limits, and off-ramp structure to help you decide which crypto debit card fits your spending style. - [SIM Swapping: Why You Should Never Use SMS for 2FA](https://www.kast.xyz/en/blog/learn/sim-swapping-why-you-should-never-use-sms-for-2fa.md): SMS-based two-factor authentication feels secure, but your phone number is not a strong security factor. Learn why SMS 2FA is vulnerable and how switching to app-based authenticators or stronger methods on KAST significantly improves your security. - [Is Public Wi-Fi Safe? What to Know Before Using Hotel Wi-Fi ](https://www.kast.xyz/en/blog/learn/is-public-wi-fi-safe-what-to-know-before-using-hotel-wi-fi.md): Public Wi‑Fi is not automatically dangerous, but it changes the risk for anything involving money or account access. This guide explains the most common hotel Wi‑Fi traps, like lookalike networks and fake login pages. You will get a clear rule of thumb for what is fine to do on public Wi‑Fi. - [What is a Crypto to Bank Transfer & Why You Need It](https://www.kast.xyz/en/blog/learn/what-is-a-crypto-to-bank-transfer-why-you-need-it.md): A crypto to bank transfer converts your crypto or stablecoins into fiat and delivers it through banking rails like domestic networks or SWIFT. Understanding the payout route helps you control fees, timelines, and the currency that lands in your account. - [Compound Interest: Do Daily Rewards Actually Add Up?](https://www.kast.xyz/en/blog/learn/compound-interest-do-daily-rewards-actually-add-up.md): Daily rewards can look insignificant, especially when your balance only moves by cents. But that small change is where compounding starts: rewards added back into your balance increase the base for the next reward. Over time, repetition creates acceleration, even if growth looks flat at the start. - [USDC vs. USDT vs. USDe: A Beginner’s Guide to the Best Stablecoin](https://www.kast.xyz/en/blog/learn/usdc-vs-usdt-vs-usde-a-beginners-guide-to-the-best-stablecoin.md): A stablecoin can be great for trading and still be frustrating to spend. For everyday use, what matters most is stability under stress, fast and cheap transfers, wide support, and a clear risk profile. This guide compares USDC, USDT, and USDe through the lens of real-world spending. - [What is Cashback in Crypto Cards and How Does it Work ](https://www.kast.xyz/en/blog/learn/what-is-cashback-in-crypto-cards-and-how-does-it-work.md): Crypto cashback looks simple until you realize “3% back” can mean three different things. This guide breaks down the common models and explains how KAST cashback works using a clear Locked → Redeemable → Redeemed lifecycle. - [What Is Pudgy Penguins and How to Get the Pengu Crypto Card?](https://www.kast.xyz/en/blog/learn/what-is-pudgy-penguins-and-how-to-get-the-pengu-crypto-card.md): Pudgy Penguins started as a 2021 NFT collection but has grown into a global brand with retail toys, a loyal community, and the PENGU token. Now, with the Pengu Card powered by KAST, that identity extends into everyday spending, letting you use crypto or fiat at 150M+ merchants and ATMs worldwide. - [Where Does Stablecoin Yield Come From? ](https://www.kast.xyz/en/blog/learn/where-does-stablecoin-yield-come-from.md): Stablecoin yield comes from real onchain demand, borrowing, trading, and capital deployment, not inflation or promos. When demand rises, yields rise. When it falls, so does yield. - [Gas Limits: A Beginner's Guide on Optimizing Your Transaction Fees](https://www.kast.xyz/en/blog/learn/gas-limits-a-beginners-guide-on-optimizing-your-transaction-fees.md): Gas limits and gas prices decide whether a crypto transaction succeeds, fails, or gets stuck waiting. This guide breaks down what those numbers actually mean, how fees are calculated, and how to avoid paying for transactions that don’t go through. - [How Card Fraud Works and How KAST Helps You Handle It](https://www.kast.xyz/en/blog/learn/how-card-fraud-works-and-how-kast-helps-you-handle-it.md): Card fraud usually does not start with a huge charge. It starts with something small, like a test authorization or a purchase attempt you did not make. The goal is simple: catch the pattern early and stop it from escalating. - [What Are Smart Contracts in Crypto? How They Work and Real-World Uses](https://www.kast.xyz/en/blog/learn/what-are-smart-contracts-in-crypto-how-they-work-and-real-world-uses.md): Smart contracts are the reason crypto apps can execute swaps, staking, and minting. They’re not “smart” in the flexible sense. They’re programs that run exactly as written. That consistency is powerful, but it also means bugs, bad inputs, and oracle failures can produce irreversible outcomes. - [Wolt and Uber Eats: Ordering Food with Crypto Abroad](https://www.kast.xyz/en/blog/learn/wolt-and-uber-eats-ordering-food-with-crypto-abroad.md): Ordering food in a new country should be simple, but delivery apps often reject foreign cards at checkout. This guide explains what tends to break, what usually works instead, and how to make checkout feel normal again while traveling. - [KAST vs Xapo Card: Comparison for 2026](https://www.kast.xyz/en/blog/learn/kast-vs-xapo-card-comparison-for-2026.md): Rewards are easy to compare on paper. Real life is funding, conversion, fees, and limits. This KAST vs Xapo breakdown focuses on how each card works once you actually start using it. - [Seed Phrases Explained: Why KAST Handles the Keys for You](https://www.kast.xyz/en/blog/learn/seed-phrases-explained-why-kast-handles-the-keys-for-you.md): A seed phrase is the master backup to your crypto wallet, and losing it can mean losing access to your funds permanently. This guide explains how seed phrases work, the risks of self-custody, and why custodial models like KAST can make everyday crypto use simpler and safer. - [Why Settlement Time Matters for Your Card Balance](https://www.kast.xyz/en/blog/learn/why-settlement-time-matters-for-your-card-balance.md): Ever notice your card balance update hours or days after you’ve already paid? That delay is settlement time. This guide explains how card transactions really work, why balances don’t change instantly, and how on-chain settlement with KAST helps your balance update faster and more transparently. - [ The Onchain Treasury Playbook: Balancing Yield and Liquidity](https://www.kast.xyz/en/blog/learn/the-onchain-treasury-playbook-balancing-yield-and-liquidity.md): Moving money globally still runs on old constraints: cutoffs, intermediaries, and slow settlement. Onchain treasury changes that by using stablecoins to move dollar value 24/7 with clearer visibility into balances. This guide explains what changes and what the risks are. - [What Types of Crypto Tokens Are There? A Guide to Token Categories](https://www.kast.xyz/en/blog/learn/what-types-of-crypto-tokens-are-there-a-guide-to-token-categories.md): Crypto tokens can represent many different things, from stable value to access, voting rights, or ownership. This guide breaks down the main types of crypto tokens and how to understand what each one is actually for. - [Mastering Crypto Off‑Ramps: A Complete Tutorial](https://www.kast.xyz/en/blog/learn/mastering-crypto-off-ramps-a-complete-tutorial.md): Off-ramping feels frustrating when it looks like a black box. Once you understand the rails behind it, the process becomes a set of clear choices. - [Can I Withdraw Cash at an ATM Using My Crypto Card?](https://www.kast.xyz/en/blog/learn/can-i-withdraw-cash-at-an-atm-using-my-crypto-card.md): Crypto cards can withdraw cash at ATMs worldwide, but understanding how the process works matters. This guide breaks down how crypto card ATM withdrawals function behind the scenes, where fees come from, what determines limits, and when using an ATM actually makes sense. - [Cashback Comparison: KAST vs Bitget vs Etherfi vs Crypto.com vs Bybit vs Bitget](https://www.kast.xyz/en/blog/learn/cashback-comparison-kast-vs-bitget-vs-etherfi-vs-crypto-com-vs-bybit-vs-bitget.md): Not all crypto cashback is created equal. This guide breaks down how different cards calculate rewards, what limits your earnings, and which setups actually work if you just want reliable cashback without constant optimization. - [Looking for a No-KYC Crypto Card? Here’s Why Most Legit Cards Require KYC](https://www.kast.xyz/en/blog/learn/looking-for-a-no-kyc-crypto-card-heres-why-most-legit-cards-require-kyc.md): A no‑KYC crypto card often means you skipped verification, not that the system did. Here’s why these programs fail, and what “reliable” really requires. - [KAST vs EtherFi: Complete Crypto Card Comparison for 2026](https://www.kast.xyz/en/blog/learn/kast-vs-etherfi-complete-crypto-card-comparison-for-2026.md): KAST and EtherFi both let you spend crypto through traditional payment networks, but their structure, rewards, and fee models differ significantly. This 2026 comparison breaks down their design to help you choose the card that fits your spending style. - [What Is the Crypto Fear and Greed Index?](https://www.kast.xyz/en/blog/learn/what-is-the-crypto-fear-and-greed-index.md): The crypto fear and greed index is a simple way to understand what’s really driving the market. Instead of reacting to price swings, you can use it to read investor sentiment, avoid emotional decisions, and make more informed moves in crypto. - [ How to Maximize Your KAST Membership: A Guide to the New Tier System](https://www.kast.xyz/en/blog/learn/how-to-maximize-your-kast-membership-a-guide-to-the-new-tier-system.md): KAST Memberships v1.0 simplifies rewards by applying one tier across every card on your account. Instead of remembering which card does what, you choose a single annual tier that sets your cashback rate. - [What is a USDC-to-Bank Transfer & Why You Need It](https://www.kast.xyz/en/blog/learn/what-is-a-usdc-to-bank-transfer-why-you-need-it.md): A USDC-to-bank transfer sounds simple, but it always involves two steps: converting stablecoins into fiat and delivering the funds through banking rails like SEPA or SWIFT. Once you understand that structure, the fees, timing, and payout options make much more sense. - [KAST vs Revolut: Full 2026 Comparison of Fees, Cashback, and Features](https://www.kast.xyz/en/blog/learn/kast-vs-revolut-full-2026-comparison-of-fees-cashback-and-features.md): KAST and Revolut both simplify international spending, but they take fundamentally different approaches. KAST centers around a USD balance with predictable fees and higher rewards, while Revolut focuses on multi-currency flexibility with plan-based pricing that can vary depending on usage. - [Where Can I Use a Crypto Card: Online, In-Store, or at ATMs?](https://www.kast.xyz/en/blog/learn/where-can-i-use-a-crypto-card-online-in-store-or-at-atms.md): Crypto cards work everywhere traditional cards do: in-store, online, and at ATMs. Learn how to spend your Bitcoin and stablecoins seamlessly at any retailer accepting Visa or Mastercard, with instant crypto-to-fiat conversion happening behind the scenes. - [USD to Naira Conversion Fees Explained: KAST vs Bitget P2P](https://www.kast.xyz/en/blog/learn/usd-to-naira-conversion-fees-explained-kast-vs-bitget-p2p.md): USD to local currency fees include exchange-rate spreads, platform or trading fees, and payout costs. Understanding these fees helps you compare platforms and avoid hidden reductions in your final payout. - [KAST vs Crypto.com Card: Complete 2026 Crypto Card Comparison](https://www.kast.xyz/en/blog/learn/kast-vs-crypto-com-card-complete-2026-crypto-card-comparison.md): KAST and Crypto.com Visa Card both let you spend crypto, but the experience differs in how balances are funded, rewards are structured, and fees apply. This guide breaks down real-world costs, including FX, withdrawals, and tier-based benefits. - [Is a $10,000 Membership Worth It? Calculating the ROI of KAST Private](https://www.kast.xyz/en/blog/learn/is-a-10000-membership-worth-it-calculating-the-roi-of-kast-private.md): KAST Private offers 3% cashback and extra rewards, but it only pays off if your spending is high enough. Here’s the exact break-even point and how to decide if the $10,000 membership makes sense for you. - [APR vs APY: What’s the Difference and How to Compare Returns](https://www.kast.xyz/en/blog/learn/apr-vs-apy-whats-the-difference-and-how-to-compare-returns.md): APR and APY often look interchangeable, but they measure interest differently. APR is the annual rate before compounding, while APY is the annual return after compounding is included. This guide breaks down the definitions, gives an example, and explains how these mechanics show up in KAST Earn. - [ How Arbitrage Keeps Crypto Prices Consistent Across Exchanges](https://www.kast.xyz/en/blog/learn/how-arbitrage-keeps-crypto-prices-consistent-across-exchanges.md): Crypto prices aren’t set in one place. Every exchange has its own order book, liquidity, fees, and rules, so small price gaps are normal. Arbitrage is the force that closes those gaps by buying on cheaper venues and selling on more expensive ones until prices converge - [What Is Total Value Locked (TVL) and Why Does It Matter?](https://www.kast.xyz/en/blog/learn/what-is-total-value-locked-tvl-and-why-does-it-matter.md): TVL is one of DeFi’s most quoted metrics, but it’s often misunderstood. Here’s what Total Value Locked actually measures, why it moves, and how to interpret it without treating it like a safety score. - [USD vs AED: Which One Should You Pick on the Terminal in the UAE?](https://www.kast.xyz/en/blog/learn/usd-vs-aed-which-one-should-you-pick-on-the-terminal-in-the-uae.md): When a card terminal in the UAE asks whether to pay in USD or AED, that choice decides who sets your exchange rate. In most cases, choosing AED is cheaper. Here’s why. - [What’s the Difference Between Coins and Tokens?](https://www.kast.xyz/en/blog/learn/whats-the-difference-between-coins-and-tokens.md): Coins and tokens aren’t the same thing, and confusing them can cost you time, fees, or even funds. This guide breaks down the real difference between crypto coins and tokens, explains why stablecoins like USDC and USDT are tokens (not coins), and shows what KAST uses. - [What Are “Zero Fees” in Crypto: Every KAST Fee Explained](https://www.kast.xyz/en/blog/learn/what-are-zero-fees-in-crypto-every-kast-fee-explained.md): This guide breaks down how hidden crypto fees actually work, where spreads and markups quietly reduce your payout, and how KAST shows every fee upfront so you always know what you pay and what you receive. - [How Does a Crypto Card Work Behind the Scenes?](https://www.kast.xyz/en/blog/learn/how-does-a-crypto-card-work-behind-the-scenes.md): Ever tapped your card and thought, “Wait, did I just spend Bitcoin?” That’s the magic of a crypto card - simple on the surface, but powered by incredible tech underneath. Let’s unpack how it all works, and how your KAST Card makes it real, simple, and powerful for you. - [Are Crypto Cards Safe to Use?](https://www.kast.xyz/en/blog/learn/are-crypto-cards-safe-to-use.md): Crypto cards are powerful tools for spending your digital assets in the real world. Like any other card, they're safe when you follow the right security practices. - [15 Crypto Basics Every Beginner Should Understand](https://www.kast.xyz/en/blog/learn/15-crypto-basics-every-beginner-should-understand.md): New to crypto? This beginner-friendly guide breaks down the 15 most important crypto basics, from blockchain and wallets to stablecoins and security, so you can understand how crypto works and get started with confidence. - [What Is Stablecoin Regulation and What Should You Know in 2026](https://www.kast.xyz/en/blog/learn/what-is-stablecoin-regulation-and-what-should-you-know-in-2026.md): Stablecoin regulation sets the rules for licensing, reserves, redemption, and reporting. This guide explains how major frameworks in the US, EU, Singapore, and Hong Kong shape stablecoin use and integration. - [Move Stablecoins From KAST to Binance, Step by Step](https://www.kast.xyz/en/blog/learn/move-stablecoins-from-kast-to-binance-step-by-step.md): Move USDT or USDC from KAST to Binance in a few steps, with clear network checks to avoid mistakes and lost funds. - [How to Use Crypto to Pay for Artificial Intelligence (AI) Tools](https://www.kast.xyz/en/blog/learn/how-to-use-crypto-to-pay-for-artificial-intelligence-ai-tools.md): AI subscriptions look simple until a payment fails and you hit hidden checkout rules. Most declines come from billing checks, region mismatches, and recurring charge requirements. The most reliable way to pay is a card-style method merchants already accept, funded with stablecoins. - [KAST Card vs Binance Card: Full Comparison for Crypto Spending](https://www.kast.xyz/en/blog/learn/kast-card-vs-binance-card-full-comparison-for-crypto-spending.md): Wondering which crypto card actually fits how you spend? This KAST vs Binance Card comparison cuts through the hype to show how each card really works in day-to-day life. We break down fees, funding, rewards, and checkout experience so you can see what matters. - [Best Crypto Discord Servers and Telegram Groups in 2026](https://www.kast.xyz/en/blog/learn/best-crypto-discord-servers-and-telegram-groups-in-2026.md): Most crypto conversations happen in Discord and Telegram, but most communities are not worth your time. The best ones are organized, moderated, and purpose-built, whether you need trading context, builder feedback, or fast product support. - [USD to ARS Exchange Rate in Argentina: How to Avoid Losing Value](https://www.kast.xyz/en/blog/learn/usd-to-ars-exchange-rate-in-argentina-how-to-avoid-losing-value.md): In Argentina, two people can spend the same $100 and pay very different amounts in pesos depending on which exchange rate applies. With official, blue, MEP, and card-based rates all operating at once, the conversion path matters as much as the purchase itself. - [What Is a Multi-Signature Wallet and How Does It Work?](https://www.kast.xyz/en/blog/learn/what-is-a-multi-signature-wallet-and-how-does-it-work.md): A multisig wallet adds an extra layer of security by requiring multiple approvals before funds can move. Learn how multi-signature wallets work, why they’re safer, and when to use one. - [Phishing Emails Explained: How to Spot Them](https://www.kast.xyz/en/blog/learn/phishing-emails-explained-how-to-spot-them.md): Phishing scams try to pressure you into acting quickly by pretending to be a trusted company or person. This guide explains the common warning signs, how to verify suspicious messages safely, and the steps you can take to reduce the risk to your KAST account. - [Crypto Swap Routing Explained: Why Trades Aren’t Always Direct](https://www.kast.xyz/en/blog/learn/crypto-swap-routing-explained-why-trades-arent-always-direct.md): When you hit “swap” on a DEX, it might look like a single trade, but it is not. Liquidity is fragmented across pools and protocols, so routers and aggregators generate multiple routes before executing the one that should deliver the best net result after fees, slippage, gas, and reliability. - [USDC Credit Cards Explained: How They Work, Fees, and Risks](https://www.kast.xyz/en/blog/learn/usdc-credit-cards-explained-how-they-work-fees-and-risks.md): A USDC credit card lets you spend stablecoins while merchants receive fiat. This guide explains how it works, what fees come from each layer, common problems like pending transactions or wrong network transfers, and how to use USDC reliably in everyday payments. - [No Bank Account? Use Binance as Your Source of Funds for KAST](https://www.kast.xyz/en/blog/learn/no-bank-account-use-binance-as-your-source-of-funds-for-kast.md): Source of Funds (SOF) is a compliance check that shows where your money comes from. A Binance account statement can be accepted as SOF when it’s recent, complete, and clearly shows transaction activity. This guide explains what SOF is, why documents get rejected, and how to submit your statement. - [What Is Slippage in Crypto: Why Your Trade Executes at a Different Price](https://www.kast.xyz/en/blog/learn/what-is-slippage-in-crypto-why-your-trade-executes-at-a-different-price.md): Slippage in crypto is the difference between the price you expect and the price your trade actually executes at. It usually happens because markets move quickly or because there isn’t enough liquidity at the quoted price to fill the entire order. - [Best Way to Convert USD to MXN: KAST vs Bitso vs Wise vs ARQ](https://www.kast.xyz/en/blog/learn/best-way-to-convert-usd-to-mxn-kast-vs-bitso-vs-wise-vs-arq.md): Converting USD to MXN is not just about the exchange rate. Exchange rate markups, trading fees, flat deposit costs, and funding methods all affect how many pesos land in your account. Here’s how KAST, Bitso, Wise, and ARQ compare in 2026, and what really changes the final amount you receive. - [KAST vs RedotPay: Which Crypto Card Is Better for Everyday Spending?](https://www.kast.xyz/en/blog/learn/kast-vs-redotpay-which-crypto-card-is-better-for-everyday-spending.md): A clear comparison of KAST vs RedotPay. See fees, cashback, limits, and real-world costs to choose the right crypto card for your spending. - [ How to Secure Your Email Account to Protect Your KAST Login ](https://www.kast.xyz/en/blog/learn/how-to-secure-your-email-account-to-protect-your-kast-login.md): Most account takeovers don’t start with your app, they start with your inbox. If someone controls your email, they can reset passwords, approve login links, and hide security alerts before you notice. This guide walks through the highest-impact steps. - [How to Pay for Sports Streaming Services Using Stablecoins](https://www.kast.xyz/en/blog/learn/how-to-pay-for-sports-streaming-services-using-stablecoins.md): Sports streaming payments often fail for reasons beyond your balance. Platforms check your location, account region, billing details, and payment reliability. This guide explains why, what works, and how to pay with KAST. - [Fees, Speed, and Settlement: Layer 1 vs Layer 2 for Stablecoins](https://www.kast.xyz/en/blog/learn/fees-speed-and-settlement-layer-1-vs-layer-2-for-stablecoins.md): Choosing what network to use isn’t a cosmetic choice. It changes fees, settlement, and how your stablecoin transfer behaves. This guide breaks down Layer 1 vs Layer 2 , explains why costs and speed can vary, and shows how to choose a network without making avoidable mistakes. - [How to Pay for Cloud Services With Stablecoins and Reduce Costs ](https://www.kast.xyz/en/blog/learn/how-to-pay-for-cloud-services-with-stablecoins-and-reduce-costs.md): Most cloud providers don’t support stablecoins directly, forcing teams with onchain treasury to rely on cards or limited billing options. The practical solution is to change the billing layer, not the infrastructure. - [KAST Cards Explained: Tiers, Rewards, Fees, and How to Choose](https://www.kast.xyz/en/blog/learn/kast-cards-explained-tiers-rewards-fees-and-how-to-choose.md): KAST Cards have four tiers: Standard, Premium, Limited, and Luxe. Each changes KAST Points, SOL staking points speed, materials, and fees. Start with a virtual card in the app, then order a physical card with shipping where available. - [How I Use KAST in My Daily Life: Tips From Real Experience](https://www.kast.xyz/en/blog/learn/how-i-use-kast-in-my-daily-life-tips-from-real-experience.md): Using KAST across Mexico and Latin America showed me how simple managing money across borders can actually be. By connecting crypto, SPEI transfers, and everyday card spending, KAST turns digital income into practical financial tools that work anywhere. - [Crypto Transactions Explained: Why They Are Irreversible](https://www.kast.xyz/en/blog/learn/crypto-transactions-explained-why-they-are-irreversible.md): Once a transaction is confirmed on the blockchain, it becomes part of a permanent public record and cannot be reversed. This article explains how crypto transactions are processed, why they are irreversible, and the key steps you can take to avoid costly mistakes when sending cryptocurrency. - [Is My Money Safe? Complete Comparison of KAST vs RedotPay vs Gemini vs Bybit](https://www.kast.xyz/en/blog/learn/is-my-money-safe-complete-comparison-of-kast-vs-redotpay-vs-gemini-vs-bybit.md): “Safe” is not one thing. This guide breaks it into three layers and shows how four major platforms reduce risk in different ways. - [Cold Storage vs. Card Wallet: How Much Should You Keep on KAST?](https://www.kast.xyz/en/blog/learn/cold-storage-vs-card-wallet-how-much-should-you-keep-on-kast.md): Most crypto advice frames storage as a binary choice. A better approach is separating long-term holdings from a working balance. Cold storage keeps funds safe by staying out of reach, while a card wallet like KAST keeps money accessible for spending, transfers, and everyday life. - [Bank Blocked Your Card Abroad? KAST Is Built for Travel](https://www.kast.xyz/en/blog/guides/bank-blocked-your-card-abroad-kast-is-built-for-travel.md): Travel should start when you land, not when your bank blocks your card at the airport. This article explains why payments fail abroad and how KAST helps you get ready before the trip, from setup and funding to everyday spending. - [Is Your Money Safe on KAST? Here’s What Actually Protects It](https://www.kast.xyz/en/blog/security/is-your-money-safe-on-kast-heres-what-actually-protects-it.md): Worried about safety on KAST? Here’s what actually protects your money, how regulated partners handle funds, and what support exists if something goes wrong. - [Paying off a Mortgage in Dubai: How KAST Can Help](https://www.kast.xyz/en/blog/guides/paying-off-a-mortgage-in-dubai-how-kast-can-help.md): Paying off a mortgage in Dubai with crypto still means dealing with AED, banks, and lender steps. This guide explains how KAST helps you convert supported stablecoins into AED, send funds to a UAE bank account, understand transfer fees, and move closer to mortgage settlement. - [Using KAST Already? The Physical Card Is Just a Few Taps Away](https://www.kast.xyz/en/blog/guides/using-kast-already-the-physical-card-is-just-a-few-taps-away.md): Using KAST already? Your physical card is just a few taps away. Learn how to order it in the app, what shipping looks like, and how to track your delivery. - [How to Pay With Crypto When Airport Wi Fi Is Weak](https://www.kast.xyz/en/blog/guides/how-to-pay-with-crypto-when-airport-wi-fi-is-weak.md): Weak airport Wi Fi can slow down your first travel payments. Here is how KAST helps you use crypto for coffee, transport, and other small purchases right after landing. - [How to Pay for Tomorrowland With Crypto](https://www.kast.xyz/en/blog/guides/how-to-pay-for-tomorrowland-with-crypto.md): Going to Tomorrowland? Use your crypto for real trip spending with KAST, from airport transport to food, drinks, and everyday payments. - [Pengu Card Livestream on X With Raagulan Pathy and Luca](https://www.kast.xyz/en/blog/events/pengu-card-livestream-on-x-with-raagulan-pathy-and-luca.md): KAST and Pudgy Penguins broke down the Pengu Card launch on X, from 100,000 waitlist signups to how the physical card was built. The team shared why design led demand, how the card fits KAST tiers, and when physical delivery starts. - [You Can Now Send and Receive MXN With Zero-Fee SPEI on KAST](https://www.kast.xyz/en/blog/product/you-can-now-send-and-receive-mxn-with-zero-fee-spei-on-kast.md): Move Mexican pesos between your bank and KAST with SPEI and pay zero transfer fees. Send, receive, and manage MXN in one app. - [From Crypto Exchanges to Everyday Spending With KAST](https://www.kast.xyz/en/blog/product/from-crypto-exchanges-to-everyday-spending-with-kast.md): Turn exchange balances into real-world payments with KAST. Transfer crypto, convert to stablecoins, and pay by card in minutes. - [KAST Selects Stripe’s Connor Fitzgerald as U.S. General Manager](https://www.kast.xyz/en/blog/people/kast-selects-stripes-connor-fitzgerald-as-u-s-general-manager.md): Connor Fitzgerald joins KAST as U.S. General Manager following more than a decade of experience across fintech, payments, and stablecoins. Formerly Head of Partnerships, Cards at Bridge, now part of Stripe, Connor will lead KAST’s U.S. growth, launch KAST Business, and build the local team. - [Meet KAST Head of Cards: Brad Scott](https://www.kast.xyz/en/blog/people/meet-kast-head-of-cards-brad-scott.md): Meet Brad Scott, KAST’s Head of Cards, and the person behind the design, production and global delivery of KAST cards. - [KAST Welcomes Brad Jaffe as Chief Communications Officer](https://www.kast.xyz/en/blog/people/kast-welcomes-brad-jaffe-as-chief-communications-officer.md): KAST appointed former Binance global communications lead Brad Jaffe as Chief Communications Officer. He will lead global communications and support regulator and stakeholder engagement as KAST scales. - [KAST Welcomes Former SEC Senior Advisor Stephanie Allen to Lead Policy Communications](https://www.kast.xyz/en/blog/people/kast-welcomes-former-sec-senior-advisor-stephanie-allen-to-lead-policy-communications.md): We’re excited to welcome Stephanie Allen, a former SEC senior advisor, as KAST’s Head of Corporate and Policy Communications. - [Introducing fiat banking accounts on KAST](https://www.kast.xyz/en/blog/product/introducing-fiat-banking-accounts-on-kast.md): Introducing fiat banking accounts on KAST to make spending stablecoins even easier - [Introducing Solana cards with KAST](https://www.kast.xyz/en/blog/product/introducing-solana-cards-with-kast.md): KAST customers can now order physical Solana cards to complement their virtual cards - [See you at Paris Blockchain Week 2025](https://www.kast.xyz/en/blog/events/see-you-at-paris-blockchain-week-2025.md): Come and meet KAST at Paris Blockchain Week - [KAST at Token2049 Dubai](https://www.kast.xyz/en/blog/events/kast-at-token2049-dubai.md): KAST is going to Token2049 Dubai - [Virtual accounts are now available in KAST](https://www.kast.xyz/en/blog/product/virtual-accounts-are-now-available-in-kast.md): Virtual accounts are now available in KAST - [First anniversary recap](https://www.kast.xyz/en/blog/events/first-anniversary-recap.md): Let's take a look back at all we accomplished in year one - [We Just Made Signing Up for KAST a Lot Easier with Social Connect](https://www.kast.xyz/en/blog/product/we-just-made-signing-up-for-kast-a-lot-easier-with-social-connect.md): KAST has made onboarding easier with Social Connect. Now you can sign up or log in instantly with Google or Apple, without SMS delays or code copying. Update the app today and try one-click signup for yourself. - [How Can I Spend Crypto Using PIX In Brazil with KAST?](https://www.kast.xyz/en/blog/guides/how-can-i-spend-crypto-using-pix-in-brazil-with-kast.md): Spend crypto in Brazil with KAST. Convert crypto to USD instantly, then pay using PIX Scan to Pay, your KAST Card, or Apple Pay. - [Experience The New KAST: Your Unified Financial Home](https://www.kast.xyz/en/blog/product/experience-the-new-kast-your-unified-financial-home.md): KAST is now your unified financial home. Your USD account, balance, cards, and transactions. All in one app. Send money instantly. Get paid in seconds. No waiting. No switching apps. Complete control over your money. The new KAST is live now. - [KAST Pay is Here: Your Complete Payment Solution ](https://www.kast.xyz/en/blog/product/kast-pay-is-here-your-complete-payment-solution.md): KAST Pay lets you instantly convert, transfer, and mobilize funds across crypto and fiat - all from one app. Send money globally with better rates, cash out to local bank accounts in multiple currencies, or transfer to other KAST users with zero fees. Whether you're a freelancer getting paid in crypto, sending money home, or splitting bills with friends, KAST Pay puts you in control of your finances, anytime, anywhere. - [Earn Global. Spend Local: Turn Stablecoins Into Your Local Currency with KAST](https://www.kast.xyz/en/blog/guides/earn-global-spend-local-turn-stablecoins-into-your-local-currency-with-kast.md): Global Payouts is now live on KAST, giving you direct access to your earnings in your own currency. Withdraw stablecoins straight to your bank in USD, AED, SAR, JPY, INR, with no extra steps, no manual conversions. Earn anywhere, spend everywhere - [KAST Tag: Send Money Instantly and for Free to Any KAST User](https://www.kast.xyz/en/blog/product/kast-tag-send-money-instantly-and-for-free-to-any-kast-user.md): KAST Tag is your instant-pay identity — a simple handle that lets you send and receive money instantly, securely, and with zero fees. No long wallet addresses or slow bank transfers. Just scan and pay in seconds. - [BTC Physical Card is Now Available to Pre-order](https://www.kast.xyz/en/blog/product/btc-physical-card-is-now-available-to-pre-order.md): Ready to take your crypto spending to the next level? Pre-order the Bitcoin Physical Card now and enjoy fast, reliable, and easy payments with a premium design that fits right in your wallet. - [KAST Now Supports SPEI: Send and Receive MXN Instantly](https://www.kast.xyz/en/blog/product/kast-now-supports-spei-send-and-receive-mxn-instantly.md): Move pesos from any Mexican bank into KAST and see them land as dollars in seconds. With SPEI, you can deposit, withdraw, and bridge your local bank with your KAST account - instantly. Fast, trusted, and built for how Mexico moves money. - [KAST Business: Coming Soon](https://www.kast.xyz/en/blog/product/kast-business-coming-soon.md): KAST Business is built for companies that pay teams, manage funds, and operate across borders. Hold 15+ currencies, pay in 200+ countries, and issue cards with controls - all in one platform. Your business operates globally. Your money should too. - [Move Money Your Way with KAST Pay. Now in More Currencies.](https://www.kast.xyz/en/blog/product/move-money-your-way-with-kast-pay-now-in-more-currencies.md): KAST Pay now supports USD payouts to supported countries and direct bank transfers in several new local currencies. Send funds globally, convert seamlessly, and move money your way - all inside KAST. - [Join KAST on Discord and Earn Your Role](https://www.kast.xyz/en/blog/community/join-kast-on-discord-and-earn-your-role.md): Join the KAST Discord community to earn roles, get recognized for your contributions, and take part in weekly campaigns. Be early. Be active. Get rewarded. - [Send Money Instantly to Friends With KAST](https://www.kast.xyz/en/blog/product/send-money-instantly-to-friends-with-kast.md): Send money in seconds with KAST. No IBANs. No wallet addresses. Just pick a user, enter the amount, and tap send. - [Secure Your KAST Tag Before Your Name is Gone](https://www.kast.xyz/en/blog/product/secure-your-kast-tag-before-your-name-is-gone.md): KAST Tags are first come, first owned. Claim your handle now, then choose if people can find you in search. - [Meet KAST CTO: Sameera Nilupul](https://www.kast.xyz/en/blog/people/meet-kast-cto-sameera-nilupul.md): Meet KAST CTO Sameera Nilupul, his background, leadership approach, and building global money movement infrastructure. - [KAST Adds In-App Affiliate Sign-Up and Portal Access](https://www.kast.xyz/en/blog/product/kast-adds-in-app-affiliate-sign-up-and-portal-access.md): You already talk about KAST. Now you can track what works. Apply inside the app, keep one account, and see which content drives sign-ups. - [Meet KAST CLO: Clement Berger](https://www.kast.xyz/en/blog/people/meet-kast-clo-clement-berger.md): KAST’s Chief Legal and Compliance Officer, Clément Berger, built the company’s legal and compliance framework from day one, bridging speed with regulatory safety. - [ AUD Payouts Are Live](https://www.kast.xyz/en/blog/product/aud-payouts-are-live.md): AUD payouts are live. Send Australian dollars to local bank accounts in minutes, with fees shown before you confirm. - [Meet KAST COO: Sam Kerrins](https://www.kast.xyz/en/blog/people/meet-kast-coo-sam-kerrins.md): Meet KAST COO Sam Kerrins. From accounting and arbitrage trading to leading customer support, treasury, and reconciliation, he turns customer friction into stronger stablecoin operations and tighter financial controls at KAST. - [Meet KAST Head of Financial Partnerships: Oriana Tessari](https://www.kast.xyz/en/blog/people/meet-kast-head-of-financial-partnerships-oriana-tessari.md): Oriana Tessari leads the financial partnerships that power KAST’s global infrastructure. From card issuers and custody to payout corridors and compliance partners, her work connects the regulated network behind the product. In this profile, learn how her background in banking and fintech shaped the systems that support KAST’s expansion across markets. - [Dubai New Year Cocktail Recap](https://www.kast.xyz/en/blog/events/dubai-new-year-cocktail-recap.md): KAST gathered the Dubai crypto and finance community for an after work meetup at Salvaje in the Opera Address Hotel. Traders, founders, investors, and builders joined an evening of networking, quick product insights, and a lucky draw with prizes paid directly to KAST Tags. - [Dubai Ramadan Iftar Recap](https://www.kast.xyz/en/blog/events/dubai-ramadan-iftar-recap.md): On February 24, 2026, KAST hosted a Ramadan Iftar dinner in Dubai with Superteam UAE at Ninive in J1. The evening brought together guests from the crypto and finance space for Iftar, dinner, and relaxed networking in a rooftop setting. - [Meet KAST CTO: Chameera Wijebandara](https://www.kast.xyz/en/blog/people/meet-kast-cto-chameera-wijebandara.md): Meet KAST CTO Chameera Wijebandara, the engineer helping scale KAST’s systems, stability, and long term platform growth. - [Iftar with KAST Casablanca Edition Recap](https://www.kast.xyz/en/blog/events/iftar-with-kast-casablanca-edition-recap.md): KAST hosted an Iftar gathering in Casablanca on March 7, 2026, bringing together 55 attendees from across the crypto space. The evening focused on real use cases, card experience, and how users move funds into the KAST ecosystem. Conversations also highlighted product feedback, payment habits, and demand for more flexible funding options. The event included games, giveaways, and direct interaction with the KAST team. - [Meet KAST CIO: Jase Blenner](https://www.kast.xyz/en/blog/people/meet-kast-cio-jase-blenner.md): Jase Blenner joined KAST from enterprise consulting and regulated industries, where security, stability, and compliance shaped his work. Now, as CIO, he helps the company scale its systems, cloud infrastructure, and DevOps as KAST grows from a small team into a global organization. - [Meet KAST Chief Data & Strategy Officer: Andy Goldin](https://www.kast.xyz/en/blog/people/meet-kast-chief-data-strategy-officer-andy-goldin.md): Meet Andy Goldin, KAST’s Chief Data & Strategy Officer and Chief of Staff to the CEO. He helps turn strategy into action as KAST scales. - [Last Chance to Join the KAST Founders Tier](https://www.kast.xyz/en/blog/company/last-chance-to-join-the-kast-founders-tier.md): The KAST Founders Tier closes on April 11. Join before the deadline to lock in lifetime Premium with a one time $5,000 payment, plus a black metal Founders card, Visa Infinite tier benefits, and VIP invites to exclusive KAST events. - [Meet KAST Head of Marketing: Isya Putri](https://www.kast.xyz/en/blog/people/meet-kast-head-of-marketing-isya-putri.md): Meet KAST Head of Marketing Isya Putri, the operator behind the brand’s sharpest details, biggest moments, and highest standards. From building businesses in Indonesia to helping shape KAST from day one, she brings execution, precision, and a clear sense of what great customer experience should feel like. - [ KAST at MERGE São Paulo recap](https://www.kast.xyz/en/blog/events/kast-at-merge-sao-paulo-recap.md): On March 18, KAST hosted a packed VIP Cocktail at 300 Sky Bar in São Paulo, bringing together founders, finance leaders, fintech operators, media partners, and crypto voices. With 300 signups, 120 attendees, and more than 150 people on the waitlist, the event showed strong demand and put KAST in front of a highly relevant crowd from across finance, fintech, and crypto. - [Pengu Card Party: NYC Recap](https://www.kast.xyz/en/blog/events/pengu-card-party-nyc-recap.md): KAST and Pudgy Penguins brought Pengu Card to New York during DAS week with a late night launch party at The Club by Mr. Purple. The event put the card, the partnership, and the community in one room, with founders, investors, partners, VIP users, and community members joining the launch. - [KAST VIP Dinner: NYC Edition Recap](https://www.kast.xyz/en/blog/events/kast-vip-dinner-nyc-edition-recap.md): KAST hosted a private VIP dinner in New York during DAS week, bringing core users and partners together for drinks, dinner, and focused conversations. - [Digital Asset Summit 2026: New York Recap](https://www.kast.xyz/en/blog/events/digital-asset-summit-2026-new-york-recap.md): KAST spent the week at Digital Asset Summit New York 2026 with branded activations across the venue, meetings throughout the city, and two side events that added more depth to the week. From coffee booths and chair covers to the VIP Dinner, Pengu Card Party, and Raags’ keynote, the week gave KAST strong visibility and direct time with the people shaping digital assets, payments, and market infrastructure. - [ Solana Shipyard Pakistan x KAST Iftar Dinner recap](https://www.kast.xyz/en/blog/events/solana-shipyard-pakistan-x-kast-iftar-dinner-recap.md): We hosted an iftar dinner in Lahore with Superteam Pakistan, bringing together founders, operators, investors, banking leaders, and community builders from across the local ecosystem for one evening of real conversation. - [KAST Card Security: What Protects You Before and After Fraud?](https://www.kast.xyz/en/blog/security/kast-card-security-what-protects-you-before-and-after-fraud.md): Fraud can start with one strange login or one small test charge. This guide explains how KAST card security works, what to do first if something looks wrong, how disputes move forward, and where the limits are. - [Authorized, Declined, Reversed: What Your KAST Card Status Really Means](https://www.kast.xyz/en/blog/security/authorized-declined-reversed-what-your-kast-card-status-really-means.md): A payment can fail, while the amount still looks stuck. A hotel can release a hold, while your KAST activity still shows authorized. This guide explains what authorized, declined, and reversed really mean, why updates do not always match at the same time, and when a charge needs urgent attention. - [KAST Card Security: Fraud Is Usually a Chain](https://www.kast.xyz/en/blog/security/kast-card-security-fraud-is-usually-a-chain.md): Fraud rarely starts big. It begins with small signals like phishing texts, fake pages, or tiny test charges. This KAST card security guide explains how fraud chains work and how to stop payment fraud early before larger losses happen. - [Meet KAST CFO: Ryan Parsons](https://www.kast.xyz/en/blog/people/meet-kast-cfo-ryan-parsons.md): Ryan Parsons brings finance, startup, and crypto experience to KAST as CFO, where he helps shape growth, capital strategy, and operational control. - [KAST Security Tips: Where Not to Save Your Card Details](https://www.kast.xyz/en/blog/security/kast-security-tips-where-not-to-save-your-card-details.md): Saving your card details is easy. Choosing where to save them is what protects you. Here is what to avoid and why. - [KAST Security Tips: How to Spot Fake KAST Staff in Telegram, X, and Discord](https://www.kast.xyz/en/blog/security/kast-security-tips-how-to-spot-fake-kast-staff-in-telegram-x-and-discord.md): Fake support can look real. Here is how to spot fake KAST staff, avoid risky links, and protect your account. - [KAST Members Can Now Send Feedback Directly to the CEO](https://www.kast.xyz/en/blog/company/kast-members-can-now-send-feedback-directly-to-the-ceo.md): , giving users a clear way to share ideas, raise issues, and help improve the KAST experience as the company grows. - [The Physical Pengu Card is here](https://www.kast.xyz/en/blog/product/the-physical-pengu-card-is-here.md): The Physical Pengu Card is now live in KAST. Users can order all three tiers in the app, including Pengu Black and Pengu Gold with Visa Infinite benefits. Built with Pudgy Penguins, the card is designed for everyday spending in 170+ countries and brings the Pengu identity from virtual to physical. - [KAST Member of the Month: mStarJP](https://www.kast.xyz/en/blog/community/kast-member-of-the-month-mstarjp.md): KAST Member of the Month starts with Masanori Yoshida, known as mStarJP, for helping Japanese users understand KAST through articles, translations, AMAs, and community support. - [Your Rewards are Getting Simpler: Meet USD Cashback](https://www.kast.xyz/en/blog/product/your-rewards-are-getting-simpler-meet-usd-cashback.md): KAST rewards are getting simpler with USD cashback. Members can now earn cashback based on their tier, track it in the Rewards Hub, and redeem it toward their next card purchase. - [What’s New With Your KAST V2 Infinite Card](https://www.kast.xyz/en/blog/product/whats-new-with-your-kast-v2-infinite-card.md): KAST V2 Infinite brings Premium and Private cards to the Visa Infinite tier. Members keep their KAST benefits, including cashback and KAST Points, while gaining network benefits such as lounge access, global concierge, travel insurance, and hotel perks. - [KAST Memberships Are Here: Moving Beyond Card Tiers](https://www.kast.xyz/en/blog/product/kast-memberships-are-here-moving-beyond-card-tiers.md): KAST is moving from card-level subscriptions to account-level memberships. New users can choose Standard, Premium, or Private, while existing users will be migrated based on their highest-tier active card. Your membership now determines your cashback rate, card access, KAST Points, billing, and renewals. - [Refer Friends, Earn Cash: How KAST Referral Rewards Work](https://www.kast.xyz/en/blog/promotions/refer-friends-earn-cash-how-kast-referral-rewards-work.md): KAST Referral Rewards let you earn cash when friends join, verify, and spend with their card. Spend rewards can reach up to $250 in eligible countries, while Premium and Private upgrades can unlock extra referral rewards. - [Your KAST Cashback Is Ready. Here’s How You Redeem It](https://www.kast.xyz/en/blog/guides/your-kast-cashback-is-ready-heres-how-you-redeem-it.md): KAST cashback stays in your Rewards Balance until you redeem it manually. Once redeemed, it moves to your card spending account and applies first to your next eligible card purchase. - [Solana Accelerate Miami Recap: KAST Brings the Internet Capital Saloon to Life](https://www.kast.xyz/en/blog/events/solana-accelerate-miami-recap-kast-brings-the-internet-capital-saloon-to-life.md): KAST brought the Internet Capital Saloon to Solana Accelerate Miami, turning card payments, Solana merch, and Western style into one live event experience. - [Brazil VIP @ Les Deux Magots SP Recap](https://www.kast.xyz/en/blog/events/brazil-vip-les-deux-magots-sp-recap.md): We brought VIP users, KOLs, and partners together at Les Deux Magots in São Paulo for a private KAST dinner focused on business payments, stablecoins, creator growth, and global spending. - [The Cheapest Way to Receive USD as a Freelancer in 2026](https://www.kast.xyz/en/blog/guides/the-cheapest-way-to-receive-usd-as-a-freelancer-in-2026.md): Receiving USD should not mean losing money through extra apps, bank steps, or conversion fees. This guide breaks down how freelancers can compare the full payment route, from client payment to usable money, and where KAST can help reduce unnecessary steps. - [KAST Adds USD and EUR Account Details for Global Payments](https://www.kast.xyz/en/blog/product/kast-adds-usd-and-eur-account-details-for-global-payments.md): KAST now lets eligible verified users receive supported USD and EUR payments directly in the app. Freelancers, remote workers, and global earners can share account details with clients, employers, platforms, or banks, then spend, send, earn, or hold funds in KAST. - [KAST for Remote Workers: Receive Salary in USD or EUR](https://www.kast.xyz/en/blog/guides/kast-for-remote-workers-receive-salary-in-usd-or-eur.md): Eligible KAST users can activate USD or EUR account details, share them with employers, clients, platforms, or banks, and receive supported payments in the app. USD deposits have 0% FX, while EUR SEPA deposits carry a 0.5% processing fee. - [One App for Salary, Invoices, Transfers, and Spending](https://www.kast.xyz/en/blog/guides/one-app-for-salary-invoices-transfers-and-spending.md): KAST now gives eligible verified users USD and/or EUR account details in the app. Share them with employers, clients, platforms, or your own account to receive supported salary, invoices, and transfers in one setup. - [KAST Member of the Month: Meet Gleisson Herit](https://www.kast.xyz/en/blog/community/kast-member-of-the-month-meet-gleisson-herit.md): Meet Gleisson Herit, our May Member of the Month. A Brazilian entrepreneur, investor, and frequent traveler, Gleisson uses KAST across business trips, daily spending, and global payments. - [How Google Authenticator and Transaction Limits Help Protect Your KAST Account](https://www.kast.xyz/en/blog/security/how-google-authenticator-and-transaction-limits-help-protect-your-kast-account.md): Learn how Google Authenticator and transaction limits help protect your KAST account, add stronger checks, and control transfers and card spending. - [KAST Payment Links Are Here: Send Money With Just a Link](https://www.kast.xyz/en/blog/product/kast-payment-links-are-here-send-money-with-just-a-link.md): Need to send money without collecting account details first? KAST Payment Links let you create a secure single-use link, choose a USD amount, and share it instantly. Recipients can claim the payment through KAST, while new users can complete sign-up and verification directly from the link. - [How to Send a Cash Gift With KAST Payment Links](https://www.kast.xyz/en/blog/guides/how-to-send-a-cash-gift-with-kast-payment-links.md): KAST Payment Links let you send a cash gift with a secure single-use link. Choose a USD amount, share the link, and let the recipient claim it through KAST after the required steps. - [How KAST Payment Links Can Help You Refer Friends](https://www.kast.xyz/en/blog/guides/how-kast-payment-links-can-help-you-refer-friends.md): KAST Payment Links let you send a fixed USD amount through a secure, single-use link. When the recipient is new to KAST, that same link can also work as an invite and may count toward your referral reward when all rules are met. - [KAST RFI Explained: Request for Information, KYC and Source of Funds](https://www.kast.xyz/en/blog/security/kast-rfi-explained-request-for-information-kyc-and-source-of-funds.md): Learn what a KAST RFI means, why we may ask for more details, and what documents can help complete account reviews. - [TokenNation São Paulo: KAST Event Recap](https://www.kast.xyz/en/blog/events/tokennation-sao-paulo-kast-event-recap.md): KAST brought the Koffee Kart and Golden Ticket Giveaway to TokenNation São Paulo, creating 300+ attendee interactions in one day. - [Connections, Conversations, and New Opportunities: Money20/20 Amsterdam Recap](https://www.kast.xyz/en/blog/events/connections-conversations-and-new-opportunities-money20-20-amsterdam-recap.md): KAST joined Money20/20 Europe in Amsterdam for three days of conversations, connections, and community. From our booth on the exhibition floor to the VIP Dinner and KAST Gold Party, the week reinforced one thing: the future of money will be built through collaboration. - [KAST KYC Guide: How Verification Helps Protect Your Account](https://www.kast.xyz/en/blog/security/kast-kyc-guide-how-verification-helps-protect-your-account.md): KYC helps protect your account, verify your identity, and unlock more KAST features. Learn what documents you need, how verification works, common reasons applications are delayed, and how to complete the process faster. ### Newsroom - [KAST partners with Bitso Business to expand in Latin America](https://www.kast.xyz/en/newsroom/press-releases/kast-partners-with-bitso-business-to-expand-in-latin-america.md): KAST partners with Bitso Business to expand into Latin America, bridging stablecoins with local payments and driving global financial inclusion. - [KAST Announces $80M Series A](https://www.kast.xyz/en/newsroom/press-releases/kast-announces-80m-series-a.md): KAST has raised an $80 million Series A led by QED Investors and Left Lane Capital. The funding will support product expansion, licensing and compliance work, and team growth as the platform continues scaling globally. - [KAST Expands in LATAM with COP Pay-In and Payouts](https://www.kast.xyz/en/newsroom/press-releases/kast-expands-in-latam-with-cop-pay-in-and-payouts.md): COP is now live in KAST. You can now send and receive Colombian Pesos directly in the app. That means easier local transfers, flexible money movement between COP and crypto, and a simpler way to manage funds in and out of Colombia. Whether you are paying contractors, receiving client payments, or sending money home, KAST COP pay ins and payouts help you move money faster with fewer steps. - [KAST Joins The Digital Chamber](https://www.kast.xyz/en/newsroom/press-releases/kast-joins-the-digital-chamber.md): KAST has officially joined The Digital Chamber, a leading global blockchain and digital asset advocacy organization. As stablecoins reshape the future of finance, we're committed to helping build a regulatory environment that encourages innovation, accessibility, and responsible growth. Through this membership, KAST will contribute to industry conversations shaping the next chapter of digital finance. - [KAST launches exclusive cards with Arts DAO](https://www.kast.xyz/en/newsroom/press-releases/kast-launches-exclusive-cards-with-arts-dao.md): Members of Arts DAO can now pick up exclusive KAST cards with generous perks - [KAST Nominated for CoinGape's Best Digital Asset Neobank Award](https://www.kast.xyz/en/newsroom/in-the-media/kast-nominated-for-coingapes-best-digital-asset-neobank-award.md): KAST has been nominated for Best Digital Asset Neobank at the CoinGape Web3 Innovation Awards 2026. The nomination recognizes our mission to make stablecoins practical for everyday life, helping more than 1 million users store, earn, move, and spend digital dollars globally. - [KAST secures US$10 million seed round](https://www.kast.xyz/en/newsroom/press-releases/kast-secures-us-10-million-seed-round.md): KAST has raised $10 million in funding led by VC firms Hong Shan and Peak XV - [KAST strengthens its banking alternative platform with its own stablecoins](https://www.kast.xyz/en/newsroom/press-releases/kast-strengthens-its-banking-alternative-platform-with-its-own-stablecoins.md): KAST is launching its own stablecoins - [KAST Wins BeInCrypto's Best Digital Assets Fintech Award](https://www.kast.xyz/en/newsroom/in-the-media/kast-wins-beincryptos-best-digital-assets-fintech-award.md): KAST has been named Best Digital Assets Fintech at the BeInCrypto Institutional 100 Awards 2026. This recognition reflects our mission to make stablecoins practical for everyday use. Today, more than 1 million users across 170+ countries use KAST to spend, move, and manage digital dollars through modern financial infrastructure built for the digital economy. Thank you to our users, partners, and community for being part of this journey. We're just getting started. - [Raagulan Pathy on Decrypt: KAST Is Building Far Beyond Crypto Cards](https://www.kast.xyz/en/newsroom/in-the-media/raagulan-pathy-on-decrypt-kast-is-building-far-beyond-crypto-cards.md): Our Founder and CEO, Raagulan Pathy, joined Decrypt’s FOMO HOUR to discuss stablecoins, digital dollars, crypto cards, and why global banking is moving toward faster, more flexible money. ### Promotions - [Your First $1,000+ SWIFT Transfer Comes With Up to $45 Benefits](https://www.kast.xyz/en/promotions/your-first-1000-swift-transfer-comes-with-up-to-45-benefits.md): SWIFT fee cashback and 0% FX fees - [Y Combinator (YC) Startups: Here's an exclusive promo from KAST](https://www.kast.xyz/en/promotions/y-combinator-yc-startups-heres-an-exclusive-promo-from-kast.md): Total value of up to $40,000 - [KAST’s Referral Program Just Leveled Up: Real Cash Rewards Are Here](https://www.kast.xyz/en/promotions/kasts-referral-program-just-leveled-up-real-cash-rewards-are-here.md): Win daily USDC cash prizes from the Referral Leaderboard — $1,000 for 1st, $200 for 2nd, and $100 for 3rd, paid out daily to the top referrers. - [Cashback on Ad Spend](https://www.kast.xyz/en/promotions/cashback-on-ad-spend.md): Earn 5% total cashback on qualifying ad spend through the end of October. - [MENA Gaming Top-Ups: Earn Up To $100 With KAST](https://www.kast.xyz/en/promotions/mena-gaming-top-ups-earn-up-to-100-with-kast.md): Top up with KAST for eligible gaming and social entertainment merchants from Sep 15 to Oct 31. If your spend jumps the most, you can earn up to $100 back in KAST USD. - [Your TOKEN2049 Singapore Airport Pickup Is Covered](https://www.kast.xyz/en/promotions/your-token2049-singapore-airport-pickup-is-covered.md): Arriving in Singapore for TOKEN2049? Eligible KAST members can request a complimentary private ride from Changi Airport to their hotel. - [Your First KAST Purchase. Your First Reward.](https://www.kast.xyz/en/promotions/your-first-kast-purchase-your-first-reward.md): Spend $100 or more with KAST and get $10 back - [AFCON Cashback Blitz: Score 5% Back with Your KAST Card](https://www.kast.xyz/en/promotions/afcon-cashback-blitz-score-5-back-with-your-kast-card.md): Spend $100+ with your KAST Card during AFCON for a chance to earn 5% cashback - [Beyond Breakpoint: Explore Abu Dhabi with KAST](https://www.kast.xyz/en/promotions/beyond-breakpoint-explore-abu-dhabi-with-kast.md): Get 100% cashback on 1 Louvre Abu Dhabi ticket and 50% cashback on 1 Ferrari World ticket when you pay with your KAST Card. - [KAST Path to Premium: Unlock 50% Off Your Card Upgrade This December](https://www.kast.xyz/en/promotions/kast-path-to-premium-unlock-50-off-your-card-upgrade-this-december.md): Get 50% off your upgrade to a premium KAST card (X, Illuma, or Bitcoin Black) if you’ve spent $5,000+ on a standard KAST card. - [KAST Affiliates Promo: Earn 2X Commission for Every New Active User](https://www.kast.xyz/en/promotions/kast-affiliates-promo-earn-2x-commission-for-every-new-active-user.md): Earn 2× affiliate commissions for every referred user who completes their first $100 in KAST card spend. - [Holiday Bonus Campaign for KAST Affiliates](https://www.kast.xyz/en/promotions/holiday-bonus-campaign-for-kast-affiliates.md): Earn a one-time holiday bonus of up to $5,000 when you hit 25, 50, or 100 New Active Users - [Refer & Earn with KAST: Share More, Get Rewarded](https://www.kast.xyz/en/promotions/refer-earn-with-kast-share-more-get-rewarded.md): Earn $25 when a referred friend spends $100, and your friend earns $100 after spending $1,000 with KAST. - [KAST x Nansen: Unlock Exclusive Rewards](https://www.kast.xyz/en/promotions/kast-x-nansen-unlock-exclusive-rewards.md): Nansen members can get the KAST Silver Card at 50% off or completely free, depending on their Nansen tier. - [September Supercharge: Earn Up to 3× Points](https://www.kast.xyz/en/promotions/september-supercharge-earn-up-to-3-points.md): Earn 2× or 3× KAST Points on all September spend when you hit $10K or $30K in monthly card spend - [KAST Anniversary campaign terms](https://www.kast.xyz/en/promotions/kast-anniversary-campaign-terms.md): 5% cashback on all spend (plus points) for you and every friend you refer. - [Summer holiday special: Double points on all KAST travel spending](https://www.kast.xyz/en/promotions/summer-holiday-special-double-points-on-all-kast-travel-spending.md): Earn double KAST Points on travel purchases when you spend $500+ during the campaign period. - [USD Transfer Fee Refund](https://www.kast.xyz/en/promotions/usd-transfer-fee-refund.md): Fee refund on transfers above $5,000 - [Carnaval Cash Drop: Invite. Spend. Get $10](https://www.kast.xyz/en/promotions/carnaval-cash-drop-invite-spend-get-10.md): Spend $100, Get $10 - [Celebrate Lunar New Year With KAST Rewards](https://www.kast.xyz/en/promotions/celebrate-lunar-new-year-with-kast-rewards.md): Spend $100, Get Up to $888.88 - [Share the Blessings With KAST This Ramadan](https://www.kast.xyz/en/promotions/share-the-blessings-with-kast-this-ramadan.md): Refer a friend, earn $15 - [Earn Up To $100 With The KAST Eidi Campaign](https://www.kast.xyz/en/promotions/earn-up-to-100-with-the-kast-eidi-campaign.md): Complete milestones, earn up to $100 + Umrah draw. - [KAST Giveaway: Adding a Little Extra Joy to Ramadan](https://www.kast.xyz/en/promotions/kast-giveaway-adding-a-little-extra-joy-to-ramadan.md): AirPods Pro, iPad Mini, Apple Watch Series 11 - [Join Weekly Spanish Telegram Missions and Earn $200](https://www.kast.xyz/en/promotions/join-weekly-spanish-telegram-missions-and-earn-200.md): A chance to win $200 - [Win A Pengu Black Card With KAST](https://www.kast.xyz/en/promotions/win-a-pengu-black-card-with-kast.md): Win A Pengu Black Card - [Get Your PIX Refunded With KAST This March](https://www.kast.xyz/en/promotions/get-your-pix-refunded-with-kast-this-march.md): 100% refund on your PIX transaction - [KAST SPEI Cashback Week: Earn Up to $50 USD](https://www.kast.xyz/en/promotions/kast-spei-cashback-week-earn-up-to-50-usd.md): Up to $50 USD in cashback - [Get Up to 5% Back on Your Next Order With KAST](https://www.kast.xyz/en/promotions/get-up-to-5-back-on-your-next-order-with-kast.md): 5% cashback on your food order - [Enjoy 0% FX fees on local spend with your KAST card](https://www.kast.xyz/en/promotions/enjoy-0-fx-fees-on-local-spend-with-your-kast-card.md): 0% FX fees on local card spends - [The KAST MENA April Run-Up](https://www.kast.xyz/en/promotions/the-kast-mena-april-run-up.md): Earn $10 and a chance to win $100 - [KAST Brings 50% Cashback to AI Bootcamp Students](https://www.kast.xyz/en/promotions/kast-brings-50-cashback-to-ai-bootcamp-students.md): 50% Cashback - [The More You Refer, the More You Earn](https://www.kast.xyz/en/promotions/the-more-you-refer-the-more-you-earn.md): Up to $250 - [0% FX for Eligible KAST Users on Qualifying Local Card Spend](https://www.kast.xyz/en/promotions/0-fx-for-eligible-kast-users-on-qualifying-local-card-spend.md): 0% FX fee - [Turn Your KAST Community Energy Into an Official Role](https://www.kast.xyz/en/promotions/turn-your-kast-community-energy-into-an-official-role.md): Become a KAST ambassador - [Turn Ad Spend Into Cashback With KAST](https://www.kast.xyz/en/promotions/turn-ad-spend-into-cashback-with-kast.md): 10% cashback on ad spend. - [SEPA Deposit & Spend Cashback Campaign](https://www.kast.xyz/en/promotions/sepa-deposit-spend-cashback-campaign.md): Deposit $2,000 via SEPA and spend $1,000, get $50 back — with 0% deposit and FX fees. - [KAST Referral Program August to September](https://www.kast.xyz/en/promotions/kast-referral-program-august-to-september.md): You and each friend get $20, plus a $50 bonus for every 2 friends who qualify. - [Apple Pay / Google Pay Adoption & Card Usage Campaign](https://www.kast.xyz/en/promotions/apple-pay-google-pay-adoption-card-usage-campaign.md): Add your KAST Card to Apple Pay or Google Pay, spend $50 in 14 days, get $5 back. - [KYC-Approved Card & Wallet Activation Campaign](https://www.kast.xyz/en/promotions/kyc-approved-card-wallet-activation-campaign.md): Set up your card and spend $100 to get $20 back — or $50 to get $10, depending on your market. - [End of Summer Sale Campaign - Get 5% Additional Cashback on Travel, Dine, and Shopping](https://www.kast.xyz/en/promotions/end-of-summer-sale-campaign-get-5-additional-cashback-on-travel-dine-and-shopping.md): Earn 5% additional cashback on eligible Travel, Dining and Shopping purchases. - [First 5 Card Transactions Campaign](https://www.kast.xyz/en/promotions/first-5-card-transactions-campaign.md): Make 5 card transactions totalling $15+ within 7 days, get $5 back. - [Daily Rewards Are Back with Rock Paper Scissors](https://www.kast.xyz/en/promotions/daily-rewards-are-back-with-rock-paper-scissors.md): Beat KAST on your daily pick and a boosted cashback rate activates automatically for 24 hours. ### Legal - [KAST Brazil Privacy Policy](https://www.kast.xyz/en/legal/kast-brazil-privacy-policy.md): A regional addendum to the global platform privacy policy, setting out policies that apply to KAST users in Brazil. - [KAST Brazil Terms and Conditions of Service](https://www.kast.xyz/en/legal/kast-brazil-terms-and-conditions-of-service.md): A regional addendum to the global platform terms, setting out the conditions that apply to KAST users in Brazil. - [Rewards Program Terms and Conditions](https://www.kast.xyz/en/legal/rewards-program-terms-and-conditions.md): The rules governing participation in any KAST rewards, incentive, loyalty or promotional programme. - [Privacy Policy](https://www.kast.xyz/en/legal/privacy-policy.md): How KAST collects, uses, shares and safeguards your personal information across our services. - [GLBA Disclosure](https://www.kast.xyz/en/legal/glba-disclosure.md): The account-opening privacy notice for the US consumer programme, explaining what the issuer does with your personal information. - [KAST Cardholder Agreement (US)](https://www.kast.xyz/en/legal/kast-cardholder-agreement-us.md): Account-opening disclosures for the US KAST payment card, including how your balance is calculated. - [KAST USD Reserve Account](https://www.kast.xyz/en/legal/kast-usd-reserve-account.md): The supplemental terms governing the USD Reserve Account, in addition to the main KAST agreements. - [KAST Cardholder Agreement (Non-US)](https://www.kast.xyz/en/legal/kast-cardholder-agreement-non-us.md): The binding agreement governing KAST Cards outside the US — how you obtain, manage and use your card. - [KAST Card Authorized User Terms](https://www.kast.xyz/en/legal/kast-card-authorized-user-terms.md): KAST Card Authorized User Terms: eligibility, permitted business use, security obligations, and dispute resolution for authorized users of a KAST Business card. - [Affiliate & Referral Program Terms and Conditions](https://www.kast.xyz/en/legal/affiliate-referral-program-terms-and-conditions.md): The rules for taking part in the KAST Affiliate and Referral Programs, including how rewards are earned and paid. - [KAST Business Spend Card Terms – US](https://www.kast.xyz/en/legal/kast-business-spend-card-terms-us.md): KAST Spend Card Terms of Service. Review important disclosures, interest rates, fees, and the arbitration agreement governing your business account. - [KAST Business Spend Card Terms – International](https://www.kast.xyz/en/legal/kast-business-spend-card-terms-international.md): Review the official KAST Spend Card Terms. Learn about the 0% APR, business use restrictions, collateral liquidation events, and arbitration disclosures. - [KAST Business Global Membership Terms](https://www.kast.xyz/en/legal/kast-business-global-membership-terms.md): The terms of the annual KAST Business Global Membership Plan, including what the plan covers and how it renews. - [KAST Ambassador Program – Terms](https://www.kast.xyz/en/legal/kast-ambassador-program-terms.md): Binding agreement detailing the program's scope, Ambassador status (voluntary/non-remunerated), brand use, IP licensing, points/perks framework, compliance, and termination rules. - [E-Sign Consent](https://www.kast.xyz/en/legal/e-sign-consent.md): Your consent to receive agreements, disclosures and notices from KAST electronically rather than on paper. - [KAST Membership Agreement](https://www.kast.xyz/en/legal/kast-membership-agreement.md): The terms covering the purchase, activation, use and upgrade of KAST membership tiers. - [KAST Risk Disclosure](https://www.kast.xyz/en/legal/kast-risk-disclosure.md): An overview of the risks of holding virtual assets and using KAST services, to help you assess whether they suit you. - [Prohibited Activities List](https://www.kast.xyz/en/legal/prohibited-activities-list.md): The business activities that may not use KAST services, including the KAST App and KAST Card. - [Terms and Conditions of Service](https://www.kast.xyz/en/legal/terms-and-conditions-of-service.md): The core terms regulating your access to and use of KAST services. - [Vulnerability Disclosure Policy](https://www.kast.xyz/en/legal/vulnerability-disclosure-policy.md): How to report a suspected security vulnerability in a KAST product, and what to expect in response. - [Cloud Reseller Services Terms of Use](https://www.kast.xyz/en/legal/cloud-reseller-services-terms-of-use.md): Legal framework for third-party cloud service access. Defines Customer responsibilities, intellectual property rights, and mandatory indemnification clauses. - [Content Disclaimer](https://www.kast.xyz/en/legal/content-disclaimer.md): Nothing contained in our content constitutes or should be interpreted as investment advice or a recommendation to engage in any investment or trading activity. - [KAST Business Terms and Conditions](https://www.kast.xyz/en/legal/kast-business-terms-and-conditions.md): Terms and Conditions for KAST Business Services. Understand your rights regarding cryptocurrency transactions, card restrictions, and security measures. - [KAST Points](https://www.kast.xyz/en/legal/kast-points.md): KAST’s mission is to build a stablecoin-based financial platform, so billions of people have a true alternative to traditional banking. To optimize for user experience, we will build the best possible platform first, even if it’s centralized. But in the long-run, we believe in a decentralized future. - [Leaderboard Terms and Conditions](https://www.kast.xyz/en/legal/leaderboard-terms-and-conditions.md): Terms and Conditions for KAST’s Leaderboard of Legends campaign, subject to and limited by the KAST Card Terms and Conditions.