Standard
Free
- Cashback Rate
- 1.5%
- Reserve Rate
- 8%*
- Card Type
- VISA Platinum
- KAST Points
- —
- Perks
- 2 free cards (virtual or physical)
Money by KAST
DownloadDownload the appTrusted by millions worldwide
- In annualized transaction volume
- $5B
- Members
- 1.4M
- Raised in Series A
- $80M
Discover
A USD account that works everywhere you do.
170+ countries
30+ currencies
Up to 12% reward rate
150M merchants
Up to 3% cashback
Store
Open a US or EU account from anywhere. Receive ACH payments, SEPA transfers, and wire transfers. Hold dollars that move as freely as you do.
Earn
Turn idle cash into active capital. Earn up to a 12% reward rate with the Reserve account and risk-adjusted vaults.
Spend
KAST cards are accepted at 150M merchants in 170+ countries. Pay in dollars, earn back in dollars. Upgrade your membership to unlock higher cashback caps, plus KAST Points on paid tiers.
Move
Send dollars, your local currency, or crypto to friends and family anywhere in the world — 24/7, instantly, and with no hidden transfer fees.
Reserve Calculator
with a 10% reward rate
$2$500,000
In one year, you can earn up to:
$1,639
10% on your first $50,000, then 8% on the balance above it.
Estimate assumes one year at the 2026 introductory rate with no withdrawals. Rewards, not interest. The 2026 rate is an introductory offer and changes from 1 July 2027. See terms.
Choose your membership and start earning
Premium
$1,000 / year
- Cashback Rate
- 2%
- Reserve Rate
- 10%*
- Card Type
- VISA Infinite
- KAST Points
- +1% on all spend
- Perks
- 1 free Premium card (virtual & physical) + Standard allowance
Private
$10,000 / year
- Cashback Rate
- 3%
- Reserve Rate
- 12%*
- Card Type
- VISA Infinite
- KAST Points
- +2% on all spend
- Perks
- 1 free plated gold card + 2 free cards from any other tier
- *Offer ends 1 July 2027.
Money that keeps up with your ambition.
Spend freely
Most cards hide monthly spending caps behind the word "unlimited." KAST doesn't. Spend up to whatever's in your wallet.
The best collabs in web3
Access institutional-grade yield via Gauntlet, and unlock exclusive Pudgy Penguins perks with the Pengu Card.
US and EU accounts from anywhere
Share them with anyone who owes you and access the US and EU banking system like a local. T&Cs apply.
Flat cashback on everything
Other cards give high rewards on categories you rarely use. We don't. KAST gives you up to 3% cashback no matter where you spend.
Built for those who don't stand still.
Freelancers & Remote Workers
Get paid in USD or EUR from clients anywhere. Spend in your local currency without conversion headaches.
Builders & Founders
Move capital across borders in seconds. Pay your team globally. No banking hours. No transaction caps. No permission required.
Global Citizens
Live in one country, earn in another, spend in a third.
KAST Business
Your team is global.Your finances should be too.
Pay anyone, anywhere, instantly. Multi-currency payroll, global transfers, white-glove support. Built for companies that operate like their people do.
Learn more
Strong security, built on strong partnerships.
We apply robust technical and organizational security measures and work with carefully selected, regulated partners to provide our services.
Trusted by the people building what's next.
@LucaNetzKAST is one of those partnerships that's an evergreen champion for us.
@SolanaMeet KAST, the card that lets you spend stablecoins across borders on Solana.
@StripeStripe gives shoutout to KAST in 2025 annual letter.
@BlockworksBlockworks report: Defining the emerging stablecoin-native category
News
All the latest
Raagulan Pathy on Decrypt: KAST Is Building Far Beyond Crypto Cards
Our Founder and CEO, Raagulan Pathy, joined Decrypt’s FOMO HOUR to discuss stablecoins, digital dollars, crypto cards, and why global banking is moving toward faster, more flexible money.
Jun 18, 2026
KAST Nominated for CoinGape's Best Digital Asset Neobank Award
KAST has been nominated for Best Digital Asset Neobank at the CoinGape Web3 Innovation Awards 2026. The nomination recognizes our mission to make stablecoins practical for everyday life, helping more than 1 million users store, earn, move, and spend digital dollars globally.
Jun 17, 2026
KAST Joins The Digital Chamber
KAST has officially joined The Digital Chamber, a leading global blockchain and digital asset advocacy organization. As stablecoins reshape the future of finance, we're committed to helping build a regulatory environment that encourages innovation, accessibility, and responsible growth. Through this membership, KAST will contribute to industry conversations shaping the next chapter of digital finance.
Jun 12, 2026
FAQ
No. KAST is not a bank and does not take deposits as one. It is a payments app that issues cards through regulated partners, so your money moves on established card networks while the account itself sits with KAST.
Yes. You can deposit stablecoins such as USDT and USDC across 10+ chains, along with PENGU and 25+ other coins. Balances are spendable straight from the card — there is no separate conversion step.
People who hold digital dollars and want to spend them like any other money — freelancers paid across borders, frequent travellers, and anyone whose income and spending happen in different countries.
The card works at over 150 million merchants and at ATMs across more than 170 countries — anywhere the card network is accepted, in stores, online, and through Apple Wallet or Google Wallet.
Sending money between KAST accounts is free. Card tiers differ in what they cost to hold, and transfers to external bank accounts show the exact amount, the cost and the arrival time before you confirm.
KAST uses identity verification, encryption, device-level security, and real-time fraud monitoring to protect your account. Financial services are provided through licensed and regulated partners, and you can enable additional protections like biometric login and multi-factor authentication in the app.
